Selling your home should solve problems, not create new ones. But for many sellers, waiting 30–60 days for closing just isn’t realistic when urgent financial needs are in the way. That’s why Neiman’s cash advance program exists—to eliminate the financial pressure that can make selling feel impossible.
Whether you’re trying to cover moving expenses, catch up on loan payments, or secure new housing, Neiman offers a simple solution: get up to $20,000 before your property closes.
Here’s how it works—and why it’s become a powerful differentiator for sellers who need speed, certainty, and support.
How Neiman’s Cash Advance Program Works
Quick cash, zero stress. Neiman gives home sellers early access to the proceeds of their sale—often between $10,000 and $20,000—well before closing day.
When is the money given?
The advance is typically provided once a sale contract is signed and title work is in progress. While a traditional sale might take 30–60 days to close, Neiman bridges that gap instantly.
What can the funds be used for?
Sellers use this cash for a range of needs:
- Paying off urgent debts (e.g., vehicle loans, credit cards)
- Moving expenses and securing a new place
- Covering rent or deposits before closing funds arrive
- Relieving stress tied to financial instability
Real Seller Story: Why $20,000 Made the Difference
In one recent deal, Neiman worked with a seller facing repossession on several trucks he owned for his business.
- Situation: He was selling his home but was behind on truck payments.
- Problem: The title process delayed closing by 45 days.
- Solution: Neiman advanced $20,000 immediately.
Result:
- Paid off the vehicles.
- Found and secured a new apartment.
- Eliminated all financial stress—before the house even closed.
The seller transitioned smoothly. And Neiman recovered the advance from the sale proceeds at closing.
This isn’t a one-time exception—it’s a strategy Neiman uses routinely to help sellers facing urgent challenges.
Why Traditional Real Estate Doesn’t Solve This Problem
If you list your home on the open market, here’s what happens:
- You wait weeks for offers.
- You wait longer for inspections and contingencies.
- Then, you wait for closing before accessing any
Meanwhile, if you’re short on funds or behind on bills, that wait could cost you opportunities—or worse.
Compare That to the Neiman Approach:
| Step | Traditional Listing | Neiman Cash Advance |
| Time to get funds | 30–60 days (after close) | Days (before close) |
| Financial flexibility | None until sale completes | Full flexibility with cash early |
| Risk of delay or fallout | High | Minimal |
| Seller stress level | High | Near zero |
Who Qualifies for a Cash Advance?
Neiman evaluates each case individually. While there are no rigid rules, a few factors help determine eligibility:
- A signed agreement to sell the home
- A clear timeline for title and closing
- Immediate, provable financial need
- Sufficient equity in the home
If those boxes are checked, Neiman can move fast.
Common Scenarios Where a Cash Advance Helps
- Moving costs before sale closes
Sellers often need to put down deposits or cover first-month rent—but their home equity is tied up until closing. Neiman removes that friction.
- Behind on loan or bill payments
If a seller is behind on car payments, credit cards, or utilities, waiting weeks isn’t an option. The advance restores financial balance.
- High-stress life transitions
Whether it’s job relocation, divorce, or medical hardship, cash now makes everything else easier.
- Prepping for next chapter
A lot of sellers just want the freedom to take their next step. Whether it’s buying furniture or funding a new apartment lease, they don’t want to wait to live life again.
Why Neiman’s Approach Sets It Apart
This isn’t just a financial product—it’s a people-first solution. Neiman’s program is based on a simple insight: most people need real help, not just a buyer.
That’s why this offer isn’t a promo or limited-time deal. It’s a built-in part of the way Neiman buys homes.
- No gimmicks.
- No long-term interest.
- Just flexible funds when sellers need them most.
FAQs: What Sellers Ask About Cash Advances
- Is there interest or a fee on the advance?
In most cases, no. The amount advanced is simply deducted from your sale proceeds.
- What happens if the deal doesn’t close?
Neiman structures contracts to minimize that risk. Terms are clear and agreed upon before money moves.
- Do I need great credit to qualify?
No. This isn’t a loan—it’s an advance based on the pending home sale and your needs.
- How fast can I get the money?
Many sellers receive cash within days of contract signing.
- Can I use the funds for anything?
Yes—moving, bills, rent, repairs, or anything that helps you get to closing stress-free.
- What if I need more than $20,000?
Neiman reviews each situation. Larger advances may be possible depending on the home’s value and equity.
- Is this program available in all locations?
Neiman’s program availability depends on market and title requirements. Ask during your home sale conversation.
- What’s the risk to me?
There’s no long-term debt. If the sale doesn’t close, terms cover what happens next. It’s transparent, upfront, and fair.
What To Do Next
If you’re thinking about selling and know you’ll need funds before the close, a cash advance might be your lifeline.
Here’s what you can do:
- Talk to Neiman about your goals and financial needs.
- Get a fast estimate of your home’s equity position.
- See if you qualify for a pre-close advance.
- Use the cash to solve urgent problems—without waiting 30+ days.
- Move forward with your life on your own terms.
